Provides data on check writing consumers. Used to obtain instant approval or denial of check cashing. Keeps track of checking account history.
Maintains landlord/tenant database, credit histories, mortgage and rent payment behavior.
Provides performance and driver history on the trucking industry, primarily drivers. The reports are referred to DAC reports. Also provides other background data.
Kroll Factual Data
Specialty data provider. One of several 'national specialty' credit reporting bureaus. Major seller/buyer of data from another credit bureau's database. Maintains consumer files on credit history, provides employment screening.
Provides landlord/tenant data, summarizes the big three into one tri-merge report for the mortgage industry, maintains a "members only" nationwide employment database known as the "Esteem Report". Also a major player in the resident screening industry.
National Insurance Crime Bureau
Maintains a database on auto theft, boat theft, cargo theft, personal injury fraud, worker's comp fraud, auto damage/wreck data. Used heavily by the insurance industry.
National Retail Mutual Association
Maintains database for employers. Database stores employee theft, shoplifting, internal employee theft. Only open to member retailers.
Maintains landlord/tenant database. Used by apartment complexes to check prior rent history. Also maintains criminal histories for employment screening.